The National Institute of Credit Administration (NICA) is a membership professional body established in 1992, officially incorporated as a not-for-profit in the year 2002 as Nigeria’s only national Institute for people and organisations in credit management by the Corporate Affairs Commission (CAC) on the recommendation of the Minister of Justice and Attorney General of the Federation, Federal Ministry of Justice, Abuja-Nigeria.
The Institute had its Bill for Charter Passed by the Federal House of Representatives three consecutive times – exploring concurrency of the Senate for subsequent Ascent of the President of the Federal Republic of Nigeria.
As the only nationally recognised professional body of credit management elites which cuts across the spectrum of industries, membership of the National Institute of Credit Administration comprised of chief Executive Officers, Executive Directors-Finance, Executive Directors-Credit, Executive Directors-sales & Marketing, Members Board Credit Committee, Board Independent Directors, General Managers –Credit, Chief Credit Risk Officers, Credit Managers, Accounts Receivable Managers, Assistant Credit Managers, Business and Credit Development Managers, Chief Financial Officers, Corporate Credit Managers, Corporate Risk Managers, Senior Managers Credit and collections, Sales and Marketing Managers, Senior Credit Analysts, Loan Officers, Credit Administration Executives, Customer Relationship Executives, Credit Analysts, Financial and Business Analysts, as well as those interested in switching/shifting or expanding career to CREDIT  MANAGEMENT Profession. Membership is open to anyone anywhere in the world.
Membership of the National Institute of Credit Administration can be earned by:
(a) Direct entry based on existing academic, professional and experiential    qualifications, or
(b) Examination.
The direct entry membership route of the Institute requires that candidates upon successful admission to the Institute membership must immediately enrol for the Institute’s Members Mandatory Credit Management Academic Improvement Programme (MCMAIP).
This enables such a person to be academically and professional grounded in the acts and science of contemporary credit management in all levels of business, and to be at par with their counterparts anywhere in the world. MCMAIP is a full six (6) months mandatory programme running 100% live online through Zoom. Two Saturdays every month are the lecture days.
The Membership Categories of the Institute are:
(a) Fellow (FICA) – highest professional grade
(b) Member (MICA) – higher professional grade
(c) Associate (AICA) – high professional grade
Membership by the Examination Programme of the Institute is outsourced to and conducted by the Postgraduate School of Credit & Financial Management (PSCFM).PSCFM is an independently incorporated entity.

“One is not yet a credit Professional until he/she is a member of the National Institute of Credit Administration” – Prof Chris Onalo

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